Insurance
5 Insurance Adjuster Tactics They Don't Want You to Know About
February 5, 2026 · 5 min read · By Henry | Mathews

The friendly adjuster who calls 'just to check in' is not your friend. They are recording you. They are looking for any statement that minimizes your injury, shifts fault, or sets a low anchor for negotiation.
Tactic 1: The quick lowball offer in the first week. Tactic 2: The 'recorded statement' that becomes a trap. Tactic 3: Asking for blanket medical authorizations to dig through your history. Tactic 4: Delay, delay, delay until you're desperate. Tactic 5: Surveillance — yes, really.

